Health Insurance: What You’ll Lose If You Don’t Have It

Everybody keeps telling you that “health insurance is important” or “you need health insurance”. But we’re not going to talk about the different benefits of health insurance. What we’ll talk about is what will happen if you don’t have it, such as:

You’ll face a penalty.

Most countries impose a specific fine, like a tax payment, to people who opt out of health insurance. But then again, most countries also have their own national health coverage aside from those coming from private sectors.

You’ll risk major financial loss.

You’ve noticed that living expenses are becoming more expensive, right? Hospital and medical bills are no different. Imagine getting the flu for just a few days. You’d have to visit the doctor, buy medicine, and stay at home (which means you won’t have salary for a few days). Is getting sick worth losing a big chunk of your bank account? The answer is obviously a big NO.

You won’t benefit from preventive care.

Laws require you to take annual medical checkups like dental consultations, mammograms, colonoscopies, cancer screenings, etc. All of these will help you become less likely to get sick or acquire fatal illnesses. This is why health insurance is so beneficial on a more practical level; it allows you to save a substantial amount on checkups alone.

The bottom line is…

There’s a legit reason people are opting for better and more comprehensive health coverage. It’s not just a privilege, but a requirement.

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